Preparing Your Finances: Tips for a Secure Financial Future

Preparing Your Finances: Tips for a Secure Financial Future Managing your finances can be a daunting task, but it's an essential part of securing your financial future. Whether you're just starting out or looking to improve your financial situation, there are several steps you can take to prepare your finances. Here are some tips to help you get started:  

   1. Create a Budget The first step in preparing your finances is to create a budget. A budget is a plan that outlines your income and expenses. It helps you keep track of your spending and ensures that you're living within your means. To create a budget, start by listing all your sources of income and your monthly expenses. Then, allocate your income to cover your expenses and make sure you have some money left over for savings.

Here's the link  to my Financial Year Plan that can help you out. 

2. Build an Emergency Fund An emergency fund is a savings account that you can use to cover

unexpected expenses, such as medical bills or car repairs. It's important to have an emergency fund because it can help you avoid going into debt when unexpected expenses arise. Aim to save at least three to six months' worth of living expenses in your emergency fund. 3. Pay Off Debt If you have debt, it's important to pay it off as soon as possible. Debt can be a significant burden on your finances, and it can prevent you from achieving your financial goals. Start by paying off high-interest debt, such as credit card debt, first. Then, focus on paying off other debts, such as student loans or a mortgage. 4. Save for Retirement Saving for retirement is essential for a secure financial future. If your employer offers a retirement plan, such as a 401(k), make sure you're contributing enough to take advantage of any employer matching contributions. If you don't have access to a retirement plan, consider opening an individual retirement account (IRA). 5. Review Your Insurance Coverage Insurance is an important part of any financial plan. Make sure you have adequate insurance coverage, including health insurance, life insurance, and disability insurance. Review your policies regularly to ensure that your coverage is still appropriate for your needs. Preparing your finances takes time and effort, but it's worth it for a secure financial future. By following these tips, you can take control of your finances and achieve your financial goals. 

Written by Yola Bastos Co-Founder of Women Flix and Founder of Beautifly Digital 
https://msha.ke/yolabastos/ 

How Abundance Works

Are you having problems about your finances? 

Do you often feel that you aren’t experiencing real success that you want in life? 

If so, you should establish an absolute and strong connection and relationship with your ‘higher self’ – your ‘true self’. With this, you will automatically experience better and more success and abundance in life. Your ‘higher self’ is the ‘real you’, and its nature is real abundance.

Your ‘higher self’ is connected with a stream of success and abundance as well as with the light that flows constantly from the spirit/universal. But the dilemma with so many people is that they considerably narrow down the path where abundance flows into their lives. And this is so because of their limiting and false beliefs and perceptions, negative momentum, bad habits, etc.

When you take the essential steps of reuniting with your higher self, you will be able to find the abundance valve is opening bigger and bigger allowing more and more abundance to flow into life!

The Abundance Channel

In order to have a much better visualization of that abundance energy stream, which constantly pours from the ‘universal’ through your ‘higher self’ consider it as a huge golden channel that offers radiant energy fully flowing into your life. Eliminate all limiting and false beliefs, your false perceptions, negative energies, and limiting thoughts that you have engaged yourself in. They don’t only limit the abundance flow in life, but they also hinders your connection with the real you.

Increase The Flow Of Success And Abundance In Life

If you discover and do something to overcome all the limiting beliefs, negative momentums, and bad habits, you’ll be able to strip yourself away from all the things that hinder abundance to flow into your life. In addition to that, cultivating your positive momentum such as peace, harmony, and joy will further and better dissolve more negativity and will strengthen and enhance your connection to your real self.

Your ‘Real self’ knows exactly how you can be successful in life! Once you’re closely connected and reunited with your Higher self, that will unerringly assist and guide you ever step of the way to have the abundance and success your seek. This also includes guiding you to the fulfillment of your life’s mission and purpose,which will offer you greater fulfillment and will give you a much meaningful life.

As you go on with your life’s journey, getting rid of those limiting beliefs, you’ll find a whole new life ahead of you – a changed life in so many wonderful ways! Yes, there is an actually lot of works that needs to be performed, but taking the right step at the right time will reward you with continuous prosperity, success, and abundance!

Real wealth does not just relate with your current financial situation. Real wealth definitely includes a spirit of gratitude and abundance for the real riches in life. That’s what will make you really prosperous. This is how abundance really works in life.

Written by Yola Bastos Co-Founder of Women Flix and Founder of Beautifly Digital 
https://msha.ke/yolabastos/